This loan helps to invest in her shipping service business.
Nga lives in the Nong Cong District, a rural in Thanh Hoa Province. This is the fifth loan that she has received from the Thanh Hoa MFI, but her second loan through Kiva. She used her first loan very well and it increased her income by 50 USD each month.
Nga is the woman in the center of the photo. She has been managing a shipping service business for one year. Her business has created jobs for many workers in the region. In 2010, Nga joined Thanh Hoa Microfinance Institution to improve her business. She has successfully repaid four loan from Thanh Hoa Microfinance Institution. Nga is a reputable person in her community and the leader of her solidarity group. The main hardship she faces is the lack of capital. Nga is requesting a loan so that she can invest in her business of shipping goods.
With her business profit, Nga hopes for her business to do well, for her family to be healthy and happy, and for her children to do well in school.